If you are caught driving a vehicle you are not insured to drive you could receive a fixed penalty of £300 and 6 penalty points. If the case goes to court you could get an unlimited fine and be disqualified from driving.
Leasing Options have compiled a list of ways you could be invalidating your car insurance without even realising...
1. Change of address
When setting your car insurance premium, insurers take your postcode into account. When you move to a new house your insurance policy may change. So you must tell your insurer immediately to ensure your car insurance remains valid.
2. Getting a new job
Always remember to inform your insurer when you get a new job. Occupation title and type are factors that they consider when setting your premium. Failing to do this could leave you uninsured.
3. Where you park your car
There is a difference in insurance premiums if you use off-street parking compared to parking on a street. If you tell your insurer that your car is parked off-street when it’s not, if it is broken into your claim would not be valid.
4. Lying about what the car is used for
Insurers will ask how you use your car whether it’s for social, social and commuting or business use. Not telling the whole truth about what your car is used for will leave you without car insurance.